Crystal Umbrella

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Crystal Umbrella Support

Financial Services

Financial Services, Support & Advice

We cannot predict the future, but we can prepare you for all eventualities the future may throw at you!

As a member of Crystal Umbrella you have the major benefit of instant access to the very best financial advice possible. Crystal Umbrella works in partnership with ERL Consultancy Ltd, a dedicated team of Financial Advisors, who are there to support you in many areas, both inside and outside of your contracting life.

In an uncertain world you never know what is around the corner and as a contractor you will only have statutory sick pay to rely on, in order to pay your monthly bills should you become unwell.

ERL have access (on your behalf) to pension, financial, protection and investment products. They can also offer cover to protect your finances against accident and sickness, which could prevent you from carrying out your normal duties.

The Crystal company pension scheme is also expertly managed by ERL Consultancy.

We can help with:


  • Private Healthcare
  • Medical Insurance
  • Health Savings Scheme (HSA) Plans
  • Critical Illness Cover
  • Accident & Sickness cover
  • Income Protection Plans


  • Exclusive Mortgage deals
  • Specialist Mortgages
  • Secured Lending
  • Full Wealth Management Service
  • Inheritance Tax Planning
  • Offshore Investments


  • Crystal Umbrella ‘Stakeholder Friendly Group’ Personal Pension Scheme
  • Full Pension Planning Service
  • Pension Transfer Services
  • Life Assurance – Lump Sum & Monthly Benefit Schemes
  • Property Purchase Schemes
  • Will Writing

Remember: ERL have full market access, so the right solution can be found for your individual needs.

For any further information on what documents you need to supply or any other questions you may have, please contact your Account Manager on 0800 848 8888.

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