Crystal Umbrella already offers access to our group pension scheme and all our employees can benefit from the investment opportunity, employer contributions and extended tax relief that our 'Unitum' scheme offers.
The Unitum Group Pension Scheme is a contractual enrolment scheme provided by Scottish Widows and has been specifically designed in partnership with the Pensions Regulator to suit your needs as a contractor, whilst still satisfying our Automatic Enrolment obligations as your employer.
The Unitum Group Pension Scheme is provided by industry leaders Scottish Widows. It boasts specially negotiated reduced administration costs and is fully portable, which means it's yours to take with you whether you are employed by us or not.
Saving for the future and saving tax
Paying into a pension scheme not only helps you make financial provision for your retirement, but also helps you become even more tax efficient. This is because contributions are exempt from PAYE tax and National Insurance Contributions.