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PAYE Umbrella
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Choosing the right path for you

Crystal has a pedigree in providing contractors, consultants and freelancers flexible and compliant employment strategies. From setting up and running your own limited company to the hassle free world of joining an umbrella company or even helping you with an international umbrella company option.

Using our knowledge, scope and experience we will make a clear path for your contracting experience. Whether you choose an umbrella company, a PSC (Personal Service Company or Limited Company) or an alternative to maximise your income, we will make your choice crystal clear.

Umbrella
Umbrella
Full PAYE employment and UK based alternative to Limited company contracting.
Full PAYE employment and UK based alternative to Limited company contracting.
Umbrella Plus
Umbrella Plus
Full PAYE employment with reimbursement of business expenses.
Full PAYE employment with reimbursement of business expenses.
Limited Company
Limited Company
Accountancy, backed up by technology bringing your accountant to your Pocket.
Accountancy, backed up by technology bringing your accountant to your Pocket.
IR35 Advice
IR35 Advice
All your IR35 related questions answered
All your IR35 related questions answered
International Umbrella
International Umbrella
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Employment by International umbrella company outside the UK
SDC Advice
SDC Advice
All your SDC related questions answered

Not all Umbrella Companies are created equal.

If you use a standard PAYE Umbrella Company, you would become an employee with all employee rights of that company. The umbrella company would invoice the agreed rate (this is not your pay), deduct an administration contribution, Employers National insurance and the apprenticeship levy. The umbrella company would then pay you via PAYE on the remaining amount deducting the correct tax and employees national insurance, along with any pension contributions.

If the Umbrella company offers expenses (Subject to SDC) they will do this in one of 2 ways, by helping you complete a P87 (Claim Income Tax relief for your employment expenses) at the end of the year or by agreeing an amount of claimable expenses with your umbrella company at the beginning of your contract.

Some umbrella companies have other options for managing a contract. They insist they are fully compliant with HMRC and avoid the pitfalls of IR35 but we would suggest avoiding EBT’s, offshore and loan schemes.

Making the decision to work abroad can be a difficult one, however, some Umbrella companies offer an International arm. The solutions will be wide ranging and differ from country to country.

Choosing the right path for you

Crystal Umbrella has pedigree in providing contractors, consultants and freelancers with a hassle-free, compliant and profitable alternative to setting up and running your own limited company. Using Crystal Umbrella involves considerably less paperwork and general admin that either running your own limited company or working through many alternative umbrella companies due to our cutting edge web portal “My Crystal”.

Over 50,000

Contractors

Over 12,000

Agencies

100 Percent

Compliance

Why Crystal Umbrella?

Here at Crystal Umbrella contracting life is kept simple and hassle free so you can spend your time and effort elsewhere. Submit your timesheets and expenses via our web portal “My Crystal” and leave the rest to your dedicated account manager. It really is that easy.

Our extensive list of benefits speaks for itself:

  • £20 Million of inclusive insurances
  • Full statutory employment rights
  • Payments processed on remittance
  • Dedicated account manager
  • My Crystal Web Portal
  • Pension & Holiday pay

We made them happy

  • I was told by my agency that I needed a PAYE umbrella company but I didn’t know what that was. I just wanted to get paid. Crystal Choice has made it very clear and they even put me in touch with an Umbrella company that I now use. I also keep coming back to this website because you have all the answers I need while contracting, your downloads page is great.

    Pat
    Pat Consultant from Northern Ireland